Day: February 15, 2022

Smart Water Damage Solutions: Choose the Right Plumber

Water leaks are the most common disaster in homes. Your home insurance includes water damage coverage. The extent of the guarantees is specified in the contract and may vary from one insurer to another.

Stop the Leak to Prevent the Disaster from Getting Worse

As soon as you notice the water damage, you must take action to stop the water leak and prevent the situation from getting worse: turn off the water tap, mop up, and protect your furniture. However, take some pictures that you can send later to your insurer if requested.

If the flooding is severe, also turn off the electricity to avoid any risk of short circuit or electrocution. If your house is completely under water, obviously contact the fire department to intervene. If you can’t find the source of the damage or you can’t fix it on your own, call a plumber. If you do not have the contact details of a plumber, and to avoid the risk of frequent scams in this situation, you can contact your insurer who will certainly have a recognized plumber to recommend to you.

Inform the People Involved

Even if the leak is located in your home, it may have repercussions on neighbors. This is why you must warn all the people potentially affected by the disaster: your neighbors, the syndicate of co-ownership or even your landlord if you are renting.

Make a Declaration of Water Damage to Your Insurance

Within 5 working days following the discovery of the water damage, you must declare it to your insurance company or to the broker who manages your home contract. Start by contacting him by phone or by going directly to the branch. Your insurer may ask you to notify them of the incident by mail or to make a declaration online, from your customer area.

Permanently Repair To Prevent Any Recurrence

The emergency repair, which you probably carried out on the day of the disaster, is not always sufficient to prevent any recurrence. Extensive work is often also a prerequisite for unlocking insurance compensation. Repair work is not covered by the insurer. It only compensates material and immaterial damage resulting from the claim.

Estimate the Repair Work on the Dwelling

Your insurer can pay you compensation if the leak, infiltration or flood has damaged your walls, floor, furniture or electrical installation. Relocation expenses or loss of rent for landlords what insurers call “intangible damage” may also be paid out.

The Passage of the Expert

For damage of a modest amount, expertise is rare. In this case, the insurer is satisfied with your declarations, photos, etc. On the other hand, it is almost systematic when the sums involved increase. Your insurer appoints an expert. Its role is then to assess the damage itself and to give, if necessary, indications on the origin of the leak. The expert can also ask you for supporting documents to certify the damage suffered. The photos taken, the invoices and other warranty vouchers are used to feed your file.

Payment of Compensation

Your insurer calculates the compensation to which you are entitled following any expert opinion or taking into account your declaration of loss alone. If you have had the amount of the repairs assessed by a professional, reimbursement on the basis of an estimate or invoice may be decided by your insurance company. If you accept the compensation offer, it will be paid within the time limits set out in the contract.

Where To Find The Latest And High-Quality Hot Water System?

 

When speaking of a hot water system, what is the first thing that comes into your mind? Is it a water heater appliance found in the kitchen? Or a water heating system used for heating huge amounts of water in the house, such as a pool or water in a bathroom? A hot water system can be used in the household to heat water on a swimming pool and water used within the household. 

Hot water systems come in different brands and models. Customers must look for the right hot water system that they are looking for since the device has different features and specifications. Check out the various types of hot water systems online to determine which model suits your needs.

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Types of hot water systems

The first type of hot water system was invented in 1868. To heat a cold water pipe, it uses a gas burner, which the heated water runs into a tub or sink. The main drawback of the traditional hot water system was the use of a gas burner, which can be risky to the people from exposure to carbon monoxide. Around 20 years later, the first automatic hot water system was invented. It continued manufacturing the hot water system for 120 years. 

There are 3 main types of hot water systems, namely:

  1. Storage hot water systems. The water heating method for a storage hot water system is the same for both electricity and gas water heaters. The heated water in the tank stirs or moves the water. The thermostat keeps the hot water temperature being controlled within the preset range. If the water inside the tank cools to the set temperature, it switches on and energizes the element, then heats the water. These hot water systems have two different classifications:
    1. Gas storage hot water systems
    2. Electric storage hot water systems   
  2. On-demand hot water systems. It is also popularly known as a tankless or instantaneous hot water system. The unit heats water only and can be incorporated into hot water systems using a solar heating or storage tank. 
  3. Solar hot water systems. These are great types of hot water systems, which is the most cost-effective heating energy source. Solar hot water systems come in two different types:
    1. Active system. It uses a pump to circulate water through the solar collectors and storage tanks 
    2. Passive system. It allows cold water to feed in the solar collectors and next into the storage stock, which you have seen on the roof.

 Any of the types of hot water systems are good. But, each has the uniqueness that every customer is looking for. But, if you want to use the latest hot water system, you may go for the solar hot water system and an energy saving one.